Financial Makeover (Personal Finances)

Your money doesn’t have to be a mystery. Let’s put you back in control.

A practical, supportive 1:1 session to get your personal finances sorted — without shame, fluff, or spreadsheets that make you cry.

    • You’re living week to week

    • You’ve lost track of subscriptions, repayments & due dates

    • You earn well but feel broke

    • You’ve just separated & need clarity

    • You’re sick of feeling behind but don’t know where to start

    • Create a real-world budget that works for your life

    • Audit your direct debits, loans, and spending leaks

    • Help you prioritise bills, payments, savings, and goals

    • Set up a simple system that you’ll actually use

    • And (if you want) gently explore your mindset around money

    • Clarity on where your money’s going

    • A stop to the debt-stress cycle

    • A plan that fits your lifestyle

    • Peace of mind and a sense of control again

    • Pre-work form (so we hit the ground running)

    • Personalised budget and financial snapshot

    • 1x 60-minute financial review session

    • 1x 45-minute “money mindset” coaching call

      COST: $497 once-off

    Plus…refer a friend & get $50 off each.

“I thought I was just bad with money. Emma showed me I just needed a system — and now I’m saving more and stressing less.”

Let's do this

“When Life Happens”

— Crisis/Overhaul .

When everything falls apart, I help you find your financial footing.

Separation. Life Changes. Job loss. Business breakdown.
This isn’t just about numbers — it’s about pulling everything back together, piece by piece.

I know how overwhelming it feels when life throws you a curveball and suddenly your finances are part of the mess. It can be confusing, lonely, and even a little bit shameful to admit you don’t know where to start.

Maybe you’ve just separated. Maybe the job or business you relied on has shifted under your feet. Or maybe you’ve inherited a tangle of accounts and debts that don’t make any sense.

Whatever the reason — when you don’t understand what’s really going on with your money, making big decisions feels impossible. And that just adds to the stress.

That’s why I created this service. Not to lecture, not to overwhelm — but to sit beside you, make sense of the chaos, and give you back a sense of control. Together, we’ll unpack what’s going on, piece by piece, so you can breathe again.

This isn’t about turning you into a financial expert. It’s about helping you feel safe, supported, and empowered to make decisions that actually work for you — instead of feeling like you’re at the mercy of the problem.

“I was terrified of opening bank statements after my divorce. Emma didn’t just help me organise my finances — she gave me back my sense of power.”

    • You’re navigating a messy separation and the money side feels impossible to untangle.

    • Life has dropped a bomb — job loss, illness, a sudden change — and you don’t even know where to begin with the paperwork.

    • You’ve inherited financial chaos and need a calm guide who won’t make you feel judged.

    • You’re stuck, scared, and unsure what’s even in your name… but you know you can’t keep ignoring it.

  • When everything feels too much, I’ll be the steady hand walking you through it. Together we will:

    • Do a gentle but thorough review of your accounts, statements, and debts.

    • Identify missing pieces, hidden risks, and the things you might not have realised were even there.

    • Organise a simple, step-by-step plan to pull you out of the fog.

    • Liaise with your accountant, lawyer, or other professionals if you’d rather not deal with them directly.

    • Create clear private documentation so you feel in control — and so nothing gets lost in the cracks.

    • Answer the questions that keep you up at night, so you’re not left wondering anymore.

    • We start with an initial discovery call — just to get the lay of the land and for you to feel safe with me.

    • Then we work together for around three months (or longer if needed).

    • Everything we do is completely private, respectful, and judgement-free.

    • Investment ranges from $3,000–$5,000 depending on scope.

The Promise

I’m not here to make you feel small, or to bury you in financial jargon. I’m here to be on your side - to guide you through the mess, to show you what’s really going on, and to help you take back control.

You don’t have to go through this alone.

 This work is confidential, kind, and grounded.

We’ll talk about scope and investment together once I understand your situation.

Book a confidential discovery call

You know the feeling:

  • Your team is restless or dropping the ball, but you can’t get a straight answer.

  • Clients aren’t raving about you the way they used to.

  • Behind the scenes feels messy - too many systems, too many bottlenecks.

  • You’re doing well enough on paper… but in your gut, you know something’s not right.

  • You’re too close to the business to see what’s slipping through the cracks.

Sound familiar? You don’t need another spreadsheet. You need a fresh set of sharp, experienced eyes on the whole picture.

Business deep dive

Something feels “off” in your business — but you can’t see what it is. That’s where I come in.

This isn’t a tax audit. It’s a Business Health Check designed to show you what’s really going on,

  • This looks different for every business but it can include:

    • Secret shop your business: phone calls, emails, and website flow

    • Review your systems and admin processes for leaks, lags, and double-handling

    • Talk (anonymously) to your team to hear what they really think

    • Observe the customer journey from the outside in

    • Identify energetic leaks: where time, money, and morale are draining

    • Deliver a confidential Business Insights Report with clear action steps

  • This work is ideal for established businesses who:

    • Feel like something is “off” but can’t put their finger on it

    • Want to improve team culture and client experience

    • Suspect inefficiencies are costing them time, money, or reputation

    • Value an honest, discreet review from someone outside the business bubble

  • Clarity on what’s working (and what isn’t)
    Unfiltered insights about your team, your business, your flow 

     A step-by-step plan to fix the cracks and strengthen the foundations
    Confidence knowing you’re back in the driver’s seat.

    • Custom proposal tailored to your business

    • In-person or remote options available

    • Pricing from $5,000

Choose your own adventure….. Packages are customised to you and YOUR bespoke business needs.

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Why Me?

With 25 years inside businesses (and under the hood of their systems), I’ve seen it all. From tradies to consultants to multi-million-dollar operations, I know what healthy businesses look like — and what they look like just before things start to slip.

I don’t just crunch the numbers. I listen between the lines. I notice what isn’t being said in team meetings, the subtle shifts in client experience, and the small inefficiencies that quietly snowball into bigger problems.

Business owners are often too close to see what’s really happening — especially when it comes to their own people. That’s where I come in. I can spot the gaps, the unspoken tension, and the “red flags” that others skim over.

I’m not here to shame or overwhelm you. I’m here to hold up a clear mirror so you can finally see what’s going on — and give you a plan to fix it.

This is discreet, high-trust work.
Only available to select businesses.

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